Easy Steps For Getting SR-22 Auto Insurance
If you are required to have an SR-22 for auto insurance coverage and licensing purposes, know that it doesn't have to be too complicated to meet this requirement. Here are some steps for easy SR-22 auto insurance coverage.
Let Your Insurer Handle the Paperwork
There doesn't have to be a lot of work on your part to get an SR-22 certificate issued. Just tell your insurance company upfront that you will be needing to apply for an SR-22. They will collect the necessary information from you. Most of which is filled out when you apply for an insurance rate quote. From there, the auto insurance representative will send paperwork to the state and they will issue you an SR-22 certificate. These copies are usually sent in the mail, although your auto insurance company may issue you paperwork that says you have applied for certification when you pay your premiums.
Make Sure You're Ready to Pay in Full
For SR-22 insurance, you will most likely need to pay for your insurance contract upfront to be considered. Plus, you will pay upfront fees for the paperwork and issuing of the SR-22. Most auto insurance contracts will be for at least 6 months, so come prepared to spend a few hundred dollars at least on getting your insurance.
Get Quotes that Include Your SR-22 Pricing
When you solicit quotes, be sure that your SR-22 requirement is mentioned upfront so that the price will include the certificate fees. It's much easier to compare rate quotes when they are standardized to include the entire package.
Find Out About the Limitations of Your SR-22 Requirement
You may want to contact your state's DMV to see how long your SR-22 requirement will last. It is typically for 3 years, as long as you don't have any more violations that go on your driving record. Make a note of the date so that you will know when to look for cheaper auto insurance coverage-- it's easier to shop around when you don't have the SR-22 requirement limiting your choices. And if you do a series of six 6-month contracts, your auto insurance will conveniently end when your SR-22 requirement ends, making it easy for you to seamlessly transfer your auto insurance if you decide to. If you do need to switch insurers while your SR-22 requirement is in place, you will need to notify both insurers and provide proof of continued coverage before switching to your new carrier.
To learn more, contact a company like Kesner Insurance Agency Inc.
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