2022
Employees Using Company Cars Full-Time? 4 Reasons To Increase Liability Coverage
Do you have or are you planning to buy company vehicles for some employees? Making a car or truck available to key employees — whether they be salespeople, service personnel, or management — can be a convenience for all and a wise investment in a key position. But it also increases your liability. Why? Here are a few of the most important reasons you may need better liability coverage.
1. There Will Be Personal Use
How Is Your Home Protected Against Water Damage?
If you own a home, you may have concerns about how it will be protected with homeowners insurance in various situations. One of these includes if water were to cause a lot of damage to your home. While you may assume that this type of damage is covered, it may not be if you do not have the right policy in place. That's because water damage coverage is often based on how the water enters your home, rather than the damage it causes.
Key Advice for Motorists Required to Get SR22 Insurance for Traffic Violations
If you suffer a serious traffic violation — such as a DUI — you may have to get SR22 insurance. Its intention is to show you comply with your state as far as the minimum liability coverage you're allowed to have. Using these steps, getting this insurance verification to go through won't be an issue.
Let Insurance Provider Know of Your Need to Get SR22 Insurance
If you currently have insurance with a provider, then you'll just need to give them an update about your need to get SR22 insurance.
Actions And Conditions That Could Increase The Cost Of Your Insurance
With prices going up in many industries, whatever you can do to keep your car insurance premiums low is a good thing. When you get a new car, you risk your insurance premiums changing; if they go down, that's great, but if they go up, it could feel like a terrible joke as you navigate that increase along with all the other inflation you have to deal with. When you get a new car, contact your insurance company to ask about how certain conditions and actions will affect your premium.
Tips For Meeting With The Insurance Adjuster
When you file an insurance claim, the insurance company will generally follow up by sending out an adjuster. The adjuster will look at any physical property associated with the claim. For instance, if you're making a claim because your car was damaged, they will inspect the car. Your insurance money will be awarded based on their findings. So, what should you do when you meet with this insurance adjuster? Here are a few tips to keep in mind.
3 Circumstances When Your Company Might Need An Insurance Agency Loan
Running a business is satisfying and challenging at the same time. As a business owner, you have the responsibility to make your venture thrive regardless of challenges like economic recessions or limited resources. You have to find ways to finance operations and ensure business growth and continuity. One of the reliable financing options you should consider is an insurance agency loan. This type of loan is suitable if your company is struggling with cash flow issues or needs to make improvements to your facility and money is tight.
Must-Know Basics About Yacht Insurance
A yacht is a valuable asset that you can use to cruise on the water and spend quality time with your loved ones. However, purchasing a vessel can be costly, and you should protect your investment against unforeseen circumstances to avoid losses. Therefore, consider buying a yacht insurance policy. Here are the must-know fundamentals about yacht insurance.
What Does a Yacht Insurance Policy Cover?
Every yacht insurance policy offers protection against unique risks or perils.
3 Reasons Why Car Insurance Is Essential
If you are planning on buying your first vehicle but are confused about auto insurance, you're far from the only one. The amount of information — not to mention the number of available options — can be overwhelming. Because of this, you may be tempted to put off purchasing an auto insurance policy or may try to convince yourself that you won't need it in the first place. To do so, however, would be to make one of the biggest mistakes new drivers make.
3 Important Things That Renter's Insurance Protects
Most renters think they don't need an insurance policy because they don't own the property they're living in. However, you may still be liable to pay for damages they have caused in the property. Luckily, you can protect yourself from all these costs by purchasing renter's insurance. This coverage is designed to offer protection from a wide range of hazards. Here are three important things it protects.
1. Personal Property
About Me
Renting that first apartment is an exciting process. It's fun to think about all of the new furnishings and how you're going to organize everything. What many first-time renters don't realize, however, is that their belongings aren't protected against theft or damage by the landlord's building insurance. Renters insurance was designed for just this purpose, but many don't take advantage of it. I found that out the hard way and wanted to be sure that nobody else found themselves in my position. I hope that the information I share here helps you to protect your belongings when you move into your new place.