2016
Three Things Workers' Compensation Insurance Won't Cover
If you own a business that has employees, chances are you are required by law to carry workers' compensation insurance. This insurance is your protection that if a worker is hurt on the job, your business won't be destroyed by the resulting medical bills and rehabilitation expense. There are some things that Workers' Compensation insurance won't cover. Here is a look at things not to expect compensation for when an accident happens.
Tips For Dealing With An Insurance Adjuster
it is the job of the insurance adjuster to make sure that your accident claim is properly investigated and that a proper settlement is reached. While the insurance adjuster works for the insurance company, you need to o everything you can in order to make this an easy process for yourself. This can help ensure that you are going to receive a proper settlement amount for your injuries.
Wait To Give Your Recorded Statement
2 Ways To Reduce Your Car Insurance Expenses
Reducing their car insurance rates is a large concern for many individuals as it is a recurring expense that they will be dealing with for as long as they own a vehicle, but it can often be a bit difficult to figure out just how to go about getting lower insurance rates. Listed below are two ways to reduce your monthly car insurance expenses.
See If Your Insurance Company Offers Monitored Plans
Things To Ask When Buying Insurance For Your Small Business
Are you moving your small business out of your home and into a commercial location? Do you think that you have everything ready for your upcoming move? While you may have all of the necessary furniture and a new employee or two, one thing that you may have been putting off is getting commercial insurance for your company and your new location.
While you probably already have experience buying things like auto insurance or homeowner's insurance, commercial insurance may seem like a different thing entirely.
What Is SR22? A Brief Introduction To The Certificate That Will Get You Driving Again
For any number of reasons, your driving rights might have been revoked and your license suspended. After the time and expense to ensure your license is once again active, you may be eager to get behind the wheel and put the entire episode behind you. That's when you hear about the SR22. Use the information that follows to learn more.
What is SR22?
Because you had a problem with your license, the Motor Vehicle Department in your state is unlikely to accept regular vehicle insurance from you.
Increase Your Auto Liability Insurance If You Fall Into These Three Categories
The minimum car liability may vary by state, but most of them do not offer enough protection in case of a lawsuit. For example, the minimum coverage in Hawaii is $40,000 for bodily injury per accident. If that is what you currently carry, it may not be enough to protect you from serious accident lawsuits. Everybody can benefit from increased coverage, but you definitely need it if you fall into these three categories:
Life-Insurance Considerations After Divorce
When you're filing for divorce, there are a lot of small details that you need to consider. One of the things that many people forget about is their life-insurance policy. Whether you're still in the midst of the legal process or have already received your degree, there's never a wrong time to address issues like this. Here's a look at what you should know about how your divorce will affect your life-insurance policy.
Even When Homeowners Insurance Is Optional, It Is A Necessity
Owning a new home is an accomplishment, but it is also quite expensive. Not only do homeowners look at every single opportunity they can to save money, but they may also make some very risky moves just in an effort to save a small amount of money. There are some exceptions in which homeowners are able to go without homeowners insurance coverage, but the savings that they experience as a result can lead to them losing the entire value of their homes.
3 Ways To Add A Newly Licensed Teen Driver To An Existing Auto Insurance Policy At Minimum Cost
The day that your teenager passes drivers education and is eligible to become a licensed driver may make you happy, and even a bit sad. With your child now able to drive to and from school, extracurricular activities, and even work, you might start to feel like your parenting responsibilities are coming to an end. But not so fast—teen drivers are an even bigger responsibility than adolescents still riding in the backseat.
4 Tips For Purchasing Life Insurance
If you have a family, purchasing life insurance is essential. When you have a life insurance policy, you can rest assured that your family will be protected financially should you pass away unexpectedly. Use the following tips for buying the right life insurance policy:
Work with a Local Insurance Agency
Purchasing the right life insurance policy can be confusing if you are not familiar with all of your options. There are a ton of sites online that sell life insurance, but without advice, you may buy a policy that does not meet the needs of your family.
About Me
Renting that first apartment is an exciting process. It's fun to think about all of the new furnishings and how you're going to organize everything. What many first-time renters don't realize, however, is that their belongings aren't protected against theft or damage by the landlord's building insurance. Renters insurance was designed for just this purpose, but many don't take advantage of it. I found that out the hard way and wanted to be sure that nobody else found themselves in my position. I hope that the information I share here helps you to protect your belongings when you move into your new place.