2017
Becoming An Insurance Agent: Your Questions Answered
A career in insurance can be an exciting option, especially if you enjoy working with people, solving problems, and crunching numbers. You can't simply decide to become an agent, though, as you must first get licensing and then you must continue to update that license – and your education – throughout your career. The following guide can help answer some of your questions.
Do you need a college degree to become an agent?
Tips To Help College Students Lower Their Car Insurance After A Ticket
Getting your first ticket as a college student can be financially devastating, since your insurance rates were already likely higher due to your age. In fact, depending on your financial situation you may be left wondering if it's time to put away your keys. Fortunately, there are things you can do to help lower your rate, even after you have received a ticket.
Tip #1: Go to court
You may not want to fight the ticket, but there are other reasons to go to court.
3 Things To Know About Hybrid Long-Term Care Policies
As you plan for your retirement, you need to also make sure that you are planning on your long-term care. There is a good chance that as you age, you may need long-term care. Long-term care is when you need medical or other assistance in order to take care of your health and daily life functions. Many people develop the need for long-term care due to either cognitive or physical impairments that come-up.
5 Tips For Reducing Your Car Insurance
There are many factors that can affect the price of your car insurance premiums, including the type of vehicle you drive, your credit score, and where you live. If you are not satisfied with how much you are paying for car insurance every month, you can make some changes. Here are five helpful tips for reducing your car insurance premiums:
Install Safety Features in Your Car
If you add safety features to your car, you can reduce your chances of getting into an accident and possibly get a discount on your car insurance.
Separating the Best Auto Insurance from the Rest
There are a lot of things that can ruin your day, but one of the most frustrating is when your car runs into trouble. Maybe you're driving home from work when your transmission gives out, or maybe you can't break fast enough on an icy road. In any case, one of the few consolations in such an event is that your car insurance will help cover any expenses you incur. But not all insurance plans are made equal.
Getting Auto Insurance For Those Who Don't Own A Car
If you don't own a car, it's likely that you don't have an auto insurance policy. But there are some situations in which it might be beneficial to have it. You'll first need to understand when you are covered and when you aren't, to determine whether a non-owner insurance policy might be right for you.
Car Insurance Generally Goes on the Vehicle Itself
For the most part, cars are insured, not people.
Easy Steps For Getting SR-22 Auto Insurance
If you are required to have an SR-22 for auto insurance coverage and licensing purposes, know that it doesn't have to be too complicated to meet this requirement. Here are some steps for easy SR-22 auto insurance coverage.
Let Your Insurer Handle the Paperwork
There doesn't have to be a lot of work on your part to get an SR-22 certificate issued. Just tell your insurance company upfront that you will be needing to apply for an SR-22.
3 Scenarios Where Renter's Insurance Would Help You
If you are renting property, you might be wondering whether you should invest in renter's insurance. The answer? You should always carry insurance when you are renting. Here are some scenarios where renter's insurance will protect you.
1. Someone Falls Down the Stairs at Your Home
Imagine that you have some guests over to your house for a dinner party. One guest is walking on your stairs, and there happens to be some toys left on the stairs, which they trip over.
About Me
Renting that first apartment is an exciting process. It's fun to think about all of the new furnishings and how you're going to organize everything. What many first-time renters don't realize, however, is that their belongings aren't protected against theft or damage by the landlord's building insurance. Renters insurance was designed for just this purpose, but many don't take advantage of it. I found that out the hard way and wanted to be sure that nobody else found themselves in my position. I hope that the information I share here helps you to protect your belongings when you move into your new place.