Tips For Reducing Your Liability Exposure As A Homeowner

Posted on 16 July 2016

Being a new homeowner is an exciting time, but one that comes with a lot of responsibility. The liability that can arise from injuries on your property is a very real concern, and one that many homeowners overlook. Even if you've already purchased a liability umbrella policy from your casualty insurance provider, you should still take steps to mitigate your risk. Here are a few things you should know in advance to help you keep your liability risk at a minimum. [Read More]

How Much Commercial Insurance Should I Get?

Posted on 2 June 2016

Business insurance can be a significant expense, and many business owners wonder if they have too much coverage or not enough. Thankfully, there are a few different ways that you can test out your own coverage to make sure you have the right amount.  Following the Crowd One thing to be aware of is that businesses spend an estimated 20 to 30 percent of their gross sales on different types of commercial insurance, so if you fall into this category you're not alone. [Read More]

Common Concerns When Insuring A Teen Driver

Posted on 25 May 2016

Raising a teen is a challenge. For many parents, this also means lots of questions. Unfortunately, when it comes to car insurance, the list of questions will only grow. Getting your teen insured doesn't have to be a complicated process if you know what you're doing. When To Insure Don't wait until you purchase your teen driver a vehicle to cover them. Most laws require that any driver in the home be covered under an insurance policy. [Read More]

How To Avoid The Tax Penalty For An Insurance Gap

Posted on 17 May 2016

Gaps in your insurance coverage could prove costly for you. If you are without insurance more than three consecutive months during the year, you could face tax penalties. In 2016, the penalty was $695 per uninsured adult in your household. If you are facing a coverage gap, here is what you need to know.  How Can You Fill the Gap? Your options for filling the insurance coverage gap vary. The circumstances that led to your gap sometimes have a bearing on which options are available to you. [Read More]

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Apartments For Rent: Tips For Protecting Your Stuff

Renting that first apartment is an exciting process. It's fun to think about all of the new furnishings and how you're going to organize everything. What many first-time renters don't realize, however, is that their belongings aren't protected against theft or damage by the landlord's building insurance. Renters insurance was designed for just this purpose, but many don't take advantage of it. I found that out the hard way and wanted to be sure that nobody else found themselves in my position. I hope that the information I share here helps you to protect your belongings when you move into your new place.