Purchasing Car Insurance? You May Want To Add These Coverages

Posted on 12 April 2016

When you purchase auto insurance, you need basic liability before you can drive your car. There are also other optional coverages you can add to your policy. You may not need all of these coverages, but some of them may save you a lot of money. Below are five different types of coverages to help you determine if they are right for you. Reimbursement for Rental Car Costs If your car was hit by another car, vandalized, or stolen, this coverage will pay for you to rent a car until you can get your car repaired or replaced. [Read More]

What If You Can't Afford Health Insurance?

Posted on 31 March 2016

Fortunately, thanks to the Health Insurance Marketplace, you are able to receive health insurance that is subsidized and is theoretically more affordable. However, if you experience a dip in your income, you may find it difficult to afford health insurance. Under these circumstances, there are many things you can do to make sure that you are still insured. Understand The Grace Period There is a large percentage of new health insurance customers who lose their health insurance because they fail to make their first payments. [Read More]

5 Tricks To Lower Your Car Insurance

Posted on 29 March 2016

If your car insurance premiums are eating up a big chunk of your budget every month, you are probably paying too much. You may also notice your rate gradually going up a bit each year. Instead of passively accepting whatever rate your insurance company offers you, try the following tricks for getting cheaper car insurance: Take Defensive Driving Taking a defensive driving course not only lets you brush up on how to be a better and safer driver, but it can lower your insurance rates as well. [Read More]

How Driver Exclusion Works

Posted on 19 March 2016

If you have a family member who threatens your driving reputation and your quotes, it might be a good idea to choose to exclude your family member from an auto insurance policy. There are some downsides to exclusions, such as the negative effect this decision can have on your rates and possibly your relationship with the excluded. But there are some circumstances where it is necessary. Applying For An Exclusion [Read More]

About Me

Apartments For Rent: Tips For Protecting Your Stuff

Renting that first apartment is an exciting process. It's fun to think about all of the new furnishings and how you're going to organize everything. What many first-time renters don't realize, however, is that their belongings aren't protected against theft or damage by the landlord's building insurance. Renters insurance was designed for just this purpose, but many don't take advantage of it. I found that out the hard way and wanted to be sure that nobody else found themselves in my position. I hope that the information I share here helps you to protect your belongings when you move into your new place.